Cover of The Second Funeral
Mystery ★ 4.29 · 61 Audiobook Available Exclusive

The Second Funeral

by Nina Walsh

  • 1 hr 35 min read
  • 14 chapters
  • Published 10 July 2026
Faked DeathBetrayal & LoyaltyDomestic NoirManipulation ThrillerMurder PactRevenge PlotPoisoningArsonInsurance FraudDouble LifeHidden AffairCoastal SettingGrief & JusticeMoney LaunderingGuilt & ComplicityPact of SilenceFramed ProtagonistCover-UpDrug TradeRecorded ConfessionInsurance InvestigatorPoetic JusticeCat & MouseNew England NoirMoral DilemmaSpouse as VillainGrief GroupAmateur SleuthFemme Fatale Duo
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About this book

Summary

Claire Dakin knows her husband staged his own drowning — he emptied their accounts two weeks before his sailboat capsized, and his body was never found. Six months later, sitting in a Portsmouth grief support group, she meets Marion Tully, a piano teacher whose son died of an overdose she blames on a local marina owner. The two women strike a dangerous pact: trade targets, trade justice, and let no thread connect them. But in a conspiracy built on mutual trust, the deadliest secret is the one your partner is keeping from you.

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Chapter 1

Chapter 1: The Circle

The folding chairs were arranged in a shape that wanted to be a circle but kept collapsing into an oval, as if even the furniture knew that perfect symmetry was too much to ask of a room full of people learning to live with holes in their lives.

Claire Dakin sat in the back row — the row that wasn't supposed to exist, since the facilitator, a gentle woman named Deb with reading glasses on a beaded chain, had asked everyone to pull their chairs into the main ring. Claire had nodded and stayed exactly where she was. She'd been doing that for three weeks now: nodding, staying, watching.

The community center on Islington Street smelled like floor wax and the ghost of last night's AA coffee. Fluorescent tubes buzzed overhead, casting the kind of flat, merciful light that made everyone look equally exhausted. There were eleven people in the group tonight, down from fourteen at Claire's first meeting. Grief, it turned out, had a dropout rate.

"I want to welcome everyone back," Deb said, adjusting her glasses. "And I want to remind us that this is a space without judgment. Whatever you're feeling — anger, sadness, numbness, even relief — it's valid. It belongs here."

Relief. Claire turned the word over. Was that what she felt? No. What she felt was closer to a low electrical hum, the kind you stop noticing until someone points out the transformer on the pole outside your window. She felt awake in a way that had nothing to do with rest and everything to do with purpose.

Six months ago, Neil Dakin had taken his twenty-six-foot sloop out of Rye Harbor on a Tuesday afternoon in November. The weather had been marginal — small craft advisory, fifteen-knot winds, building seas — but Neil was an experienced sailor who'd grown up racing dinghies on Lake Winnipesaukee. The Coast Guard found the boat three miles offshore, capsized, the tether on the jackline unclipped. They searched for two days. They found his foul-weather jacket, one dock shoe, and a thermos.

They did not find Neil.

The memorial service was held at a church Claire had never attended, packed with people Claire barely recognized, all of them telling her what a wonderful man Neil had been. She'd stood at the front in a black dress she'd bought at Nordstrom Rack two days earlier because she couldn't find anything appropriate in her closet, and she'd thought: You are all mourning a fiction.

Because two weeks before Neil took that boat out, he'd emptied their joint checking account — $47,000 — and transferred it to an account she'd never heard of. He'd also cashed out his 401(k), taking the early-withdrawal penalty without blinking. And he'd canceled the automatic payment on their mortgage without telling her, so that the first she'd heard of it was a letter from the bank, arriving four days after the memorial, informing her she was sixty days delinquent.

Neil hadn't drowned. Neil had left.

Claire was certain of this the way she was certain of gravity: not because she could see the force, but because she could see everything it moved.

She'd tried telling people. Her sister in Vermont had listened with the careful patience of someone who'd already decided the answer was therapy. The detective assigned to the case, a man named Sorensen who wore his lanyard like a necktie, had nodded and written nothing down. The Coast Guard liaison had explained, not unkindly, that denial was a recognized stage of the process.

So Claire had stopped telling people and started looking.

She'd spent fifteen years as a paralegal at a firm that specialized in forensic accounting — the kind of work where you traced money through shell companies and offshore accounts the way a hunter follows blood through snow. She knew how to read a balance sheet the way a doctor reads an X-ray: not just for what was there, but for the shadows of what was missing.

And Neil's finances, she discovered, were full of shadows.

But tonight she was here, in this oval of grief, because she'd hit a wall. The money trail led to a business account registered to a marine services company in Rockland, Maine, and from there it vanished into a tangle of LLCs she couldn't penetrate without subpoena power she didn't have. She needed a different angle. She needed information she couldn't get from a computer screen.

She needed to understand the world Neil had disappeared into.

"Would anyone like to share tonight?" Deb asked.

A man named Gerald — no, not Gerald, she'd been told not to use that name in her internal narration. A man named Dennis — no. A man named Howard, sixty-something, retired postal worker, whose wife had died of pancreatic cancer in August, raised his hand and began talking about how he'd found one of her grocery lists in the pocket of a winter coat and had stood in the closet crying for twenty minutes.

Claire watched the others while Howard spoke. There was the young woman whose brother had been killed in a motorcycle accident, always twisting a silver ring. There was the retired teacher whose partner of thirty years had died of a stroke. There was the couple who'd lost a child — Claire couldn't look at them for long.

And there, directly across the circle, was Marion Tully.

Marion was somewhere in her early sixties, with silver hair cut short and practical, the kind of face that looked like it had once been pretty and now settled for kind. She wore cardigans in muted colors and flat shoes and no jewelry except a thin gold chain. She sat very still when others spoke, her hands folded in her lap, her head tilted slightly to one side in a posture of such complete attention that it made Claire feel, by comparison, like she was vibrating.

Marion had shared at the first meeting. Her son, Luke, twenty-eight years old, had died of a fentanyl overdose seven months ago. She'd found him on the floor of his apartment above a bait shop in Hampton. She'd described the scene with a calm that Claire recognized — not the calm of acceptance, but the calm of someone who has screamed so long that her throat has closed.

At the second meeting, Marion had added a detail: Luke had worked at a marina, and she believed his boss had supplied the drugs. She'd said it simply, without drama, the way you might mention that it was supposed to rain tomorrow. The facilitator had gently redirected her toward processing her feelings rather than assigning blame.

Marion had nodded and said nothing else for the rest of the hour.

Claire had noticed something in that silence. She'd noticed the way Marion's eyes moved around the room after she stopped talking — not with the glazed inwardness of grief, but with the sharp lateral scanning of someone taking inventory. Counting exits. Reading faces.

It was the look of a woman who was doing exactly what Claire was doing: sitting in a circle of honest pain and using it as cover.

Tonight, Marion didn't share. She listened to Howard and the young woman with the ring and a new member, a heavyset man whose mother had died in a nursing home during COVID and who couldn't stop apologizing for crying. Marion listened to all of them with that tilted-head attention, and twice — exactly twice — her eyes flicked across the oval and met Claire's.

The meeting ended at eight-thirty. Deb reminded everyone about the resource table by the door, where pamphlets about counseling services fanned out next to a box of tissues and a signup sheet for a weekend retreat in Exeter that no one ever signed.

Claire gathered her coat and bag and walked out into the October night. The air was cold and smelled like the river. She'd parked on a side street two blocks away because the community center lot was small and she didn't like being boxed in — a habit from her paralegal days, when she'd once had a client's estranged husband follow her to her car after a deposition.

She was halfway across the lot when she heard footsteps behind her. Quick, light, deliberate.

"Claire."

She turned. Marion Tully stood under the amber cone of a parking lot light, her cardigan buttoned to the throat, her purse held in both hands in front of her like a shield.

"I'm sorry to startle you," Marion said. Her voice was soft but carried clearly in the still air. "Could I walk with you a moment?"

"Of course."

They walked in silence for half a block. Claire could feel the older woman organizing her thoughts, arranging words the way you might arrange silverware before a dinner party — everything in its proper place before the guests arrive.

At Claire's car — a twelve-year-old Subaru with a dent in the rear quarter panel from a grocery store parking lot — Marion stopped.

"You don't think your husband is dead," she said.

It wasn't a question.

Claire's hand was on her car key. She didn't move.

"I don't think my son's death was an accident," Marion continued. "Maybe we can help each other."

The parking lot was empty. A car passed on the main road, its headlights sweeping across them and moving on. Somewhere a dog barked twice and stopped.

Claire looked at Marion Tully — at her careful posture, her steady eyes, the slight tremor in her right hand that she was trying to hide by gripping her purse strap tighter.

"What makes you think I don't believe he's dead?" Claire asked.

"Because you sit in the back row and you never cry. And you watch everyone the way I watch everyone. We're the only two people in that room who aren't there for comfort."

Claire considered lying. It would have been easy — the practiced denial, the offended dignity. But something in Marion's directness, the clean surgical cut of it, made lying feel like a waste of both their time.

"Not here," Claire said. "Do you have somewhere we can talk?"

Marion smiled. It was a small smile, careful, like a door opening just wide enough to see what was on the other side.

"I have wine," she said. "And I have a cottage with no neighbors close enough to hear us."

Claire followed Marion's Honda Civic south along the coast, past the salt marshes and the shuttered ice cream stands, to a shingled cottage set back from the road in Rye. The house was small and immaculate, the kind of place that had been decorated once, twenty years ago, and maintained with the fierce tidiness of a woman living alone.

The piano dominated the living room — a baby grand that gleamed under a lamp with a fringed shade. Sheet music was stacked on every horizontal surface. A metronome sat on the windowsill like a small brass sentinel.

Marion poured Merlot into two glasses that didn't match and sat across from Claire at a kitchen table covered in a cloth printed with faded hydrangeas.

"Luke worked at Beemer's Marina in Hampton," Marion began. "He'd been there two years. He did fiberglass work, bottom paint, engine maintenance. He was good with his hands." She paused. "He was also an addict. I won't pretend otherwise. He'd been in and out of programs since he was nineteen. But he'd been clean for eight months when he died. Eight months. I was counting."

Claire sipped her wine and waited.

"His boss was a man named Russ Beemer. Charming. Everyone in Hampton knows Russ. He sponsors the Little League team. He throws a Fourth of July party at the marina with free hot dogs. He's the kind of man who remembers your dog's name." Marion's voice had taken on an edge, thin and precise as a razor. "He also sells drugs. Not on the corner — he's not that kind. He connects people. A middleman. And he gave my son fentanyl."

"How do you know?"

"Because Luke told me. Three weeks before he died, he called me at eleven at night, high on something, and he told me Russ had a pipeline from Boston and that he, Luke, had been helping move product through the marina. Cash in the hull compartments of boats in winter storage. He said he was going to stop. He said he was scared."

Marion set her glass down with a click.

"Three weeks later he was dead on his apartment floor with enough fentanyl in his blood to kill three men. The police called it an accidental overdose. Case closed in a week."

"Did you tell them what Luke said?"

"I told them everything. They took notes. They said they'd look into it. That was seven months ago. Nothing has happened. Nothing will happen. Russ Beemer is a fixture. He employs half the waterfront workers in Hampton. He donates to the policemen's ball."

Claire turned her wineglass slowly on the tablecloth. "And you think his death wasn't just an overdose."

"I think someone gave my son a dose they knew would kill him. I think Luke was skimming — taking money from whatever Russ was running through that marina — and I think Russ found out."

The word skimming landed in Claire's mind and stuck there. She'd seen the same pattern a hundred times in her paralegal work: someone close to the money develops sticky fingers, and the people above them solve the problem permanently.

"My husband," Claire said slowly, "emptied our accounts two weeks before he disappeared. Joint checking, savings, his retirement. Close to two hundred thousand dollars, all told. He transferred most of it to a business account I'd never seen — a marine services company registered in Rockland, Maine."

"Rockland," Marion said. She leaned forward. "Luke mentioned Rockland. He said Russ had a friend up there, a boat captain, someone who moved things up and down the coast."

"Neil had a sailing friend named Frank Osley," Claire said. "They'd known each other since college. Frank keeps a boat in Rockland."

The two women looked at each other across the hydrangea tablecloth.

"What exactly are you proposing?" Claire asked.

"I'm proposing we do what the police won't. I'll watch Rockland. I'll watch Frank Osley. I'm a sixty-two-year-old piano teacher. Nobody notices me. I'm wallpaper." She said it without bitterness, as a simple statement of tactical fact. "And you — you told the group you used to work in law. You know how money moves."

"I was a forensic paralegal. I can read financial records."

"Then you look at Russ Beemer's books. Find out what he's really running through that marina. Find the connection to Luke. And I'll find your husband."

Claire finished her wine. The house was quiet except for the ticking of a clock in the hallway and the distant sound of surf.

"There's a complication," Claire said. "Neil's life insurance. One point two million dollars. The payout finalizes in ninety days — that's when the presumption of death becomes official under the policy terms. If he's found alive before then, I get nothing. Worse than nothing — I inherit his debts. The mortgage he stopped paying. Credit cards I didn't know about."

"So there's a clock."

"There's a clock. And there's a man named Phil Clegg — he's an investigator for the insurance company. Former cop. He's been calling me. He wants to meet. I think he suspects Neil is alive, and I think he suspects I know where he is."

"Do you?"

"No. That's the hell of it. I know he's alive. I know where the money went. But I don't know where he is."

Marion reached across the table and covered Claire's hand with her own. Her fingers were strong from decades of piano, her skin cool and dry.

"Then let's find him," she said. "And let's find out what happened to my son. Before your clock runs out."

Claire drove home through the dark with the windows down, letting the salt air scour her face. The cottage in Rye was behind her. The road unwound ahead, empty and black.

She thought about Marion's hand on hers. The steadiness of it. The strange comfort of being believed — truly believed — for the first time in six months.

She thought about Neil, wherever he was, sleeping in a bed she'd never seen, spending money he'd stolen from their life together.

And she thought about the number ninety, and how it was already eighty-seven, and how the days were falling away like pages torn from a calendar in a wind she couldn't stop.

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